Public funds demand disciplined stewardship. We help municipalities optimize cash flow, maintain investment compliance, and build treasury operations that protect every public dollar.
Public funds must be protected above all. Our investment guidance prioritizes capital preservation — ensuring your portfolio holds only instruments that meet legal requirements and prudent investor standards, regardless of yield incentives.
Operational needs come before investment return. We build cash flow models that ensure your municipality always has sufficient liquidity for payroll, debt service, and capital obligations — without sacrificing strategic investment of longer-term funds.
Within the constraints of safety and liquidity, we work to maximize the return on your public funds — identifying portfolio inefficiencies, repositioning underperforming assets, and advising on market opportunities within your policy parameters.
We draft, review, and update investment policies that comply with applicable state statutes, reflect your governing body’s risk tolerance, and provide clear operational guidance for staff managing public funds. We recommend annual policy reviews and can facilitate governing body adoption of updates.
We conduct independent reviews of your investment portfolio — verifying compliance with your adopted policy, applicable law, and prudent investor standards. Reports are formatted for governing body presentation with clear, accessible findings and any recommended corrective actions.
We build and maintain rolling cash flow models that project inflows and outflows by fund — enabling strategic investment of surplus funds while ensuring operational liquidity is maintained. Models are updated regularly and integrated with budget projections and debt service schedules.
We manage the full banking services procurement lifecycle — drafting the RFP, coordinating the proposal process, evaluating responses, and negotiating final contract terms. We ensure your community receives competitive banking services aligned with current market conditions.
We monitor interest rate trends and advise on portfolio positioning — recommending adjustments to maturities, allocations, and instruments as market conditions evolve. Our guidance is always grounded in your adopted investment policy and liquidity requirements.
We review collateralization arrangements for public deposits, verify compliance with applicable statutes, and work with depositories to ensure public funds are properly secured. We also evaluate eligible collateral and monitor market value of pledged securities.
Municipal treasuries operate within a complex web of legal requirements — from investment restrictions to collateralization mandates and public reporting obligations. Compliance failures can expose officials to personal liability and communities to significant financial risk.
We help municipalities build compliance frameworks that are proactive rather than reactive — establishing the policies, monitoring processes, and reporting structures that protect both public funds and the officials responsible for them.
We verify that all investments are authorized under applicable law and your adopted investment policy — reviewing holdings, instruments, and counterparties against permissible standards.
We prepare quarterly investment reports for governing body presentation, providing clear summary of portfolio holdings, performance, and compliance status in plain language.
We track collateralization requirements for all public deposits — verifying adequate coverage, monitoring collateral market values, and ensuring compliance with pledge agreements.
We coordinate with external auditors on treasury-related audit inquiries, prepare required investment disclosures, and ensure compliance with financial reporting standards for investment activities.
Without dedicated treasury expertise, many municipalities default to conservative, low-yield instruments even when policy permits better alternatives. Cash sits in overnight funds or low-rate accounts while longer-term funds that aren’t needed for months could be earning significantly more.
We provide the expertise to close that gap — safely, compliantly, and in full alignment with your governing body’s directives.
We are not affiliated with any bank, broker, or investment firm. Our advice is not influenced by commissions or placement fees — only by your community’s financial interests.
Most finance offices don’t have dedicated treasury staff. We fill that gap — providing the specialized expertise your team needs without the cost of a full-time hire.
We ensure your elected officials receive the information they need to provide meaningful oversight of treasury operations — regular reporting, clear compliance summaries, and transparent performance metrics.
From a one-time policy review to ongoing monthly treasury management support, we design engagement structures that fit your community’s size, capacity, and budget.
Whether you need a policy review, cash flow modeling, or comprehensive ongoing treasury support, we’re ready to help your community manage public funds with greater confidence.
Start the ConversationPublic funds demand disciplined stewardship. We help municipalities optimize cash flow, maintain investment compliance, and build treasury operations that protect every public dollar.
Public funds must be protected above all. Our investment guidance prioritizes capital preservation — ensuring your portfolio holds only instruments that meet legal requirements and prudent investor standards, regardless of yield incentives.
Operational needs come before investment return. We build cash flow models that ensure your municipality always has sufficient liquidity for payroll, debt service, and capital obligations — without sacrificing strategic investment of longer-term funds.
Within the constraints of safety and liquidity, we work to maximize the return on your public funds — identifying portfolio inefficiencies, repositioning underperforming assets, and advising on market opportunities within your policy parameters.
We draft, review, and update investment policies that comply with applicable state statutes, reflect your governing body's risk tolerance, and provide clear operational guidance for staff managing public funds. We recommend annual policy reviews and can facilitate governing body adoption of updates.
We conduct independent reviews of your investment portfolio — verifying compliance with your adopted policy, applicable law, and prudent investor standards. Reports are formatted for governing body presentation with clear, accessible findings and any recommended corrective actions.
We build and maintain rolling cash flow models that project inflows and outflows by fund — enabling strategic investment of surplus funds while ensuring operational liquidity is maintained. Models are updated regularly and integrated with budget projections and debt service schedules.
We manage the full banking services procurement lifecycle — drafting the RFP, coordinating the proposal process, evaluating responses, and negotiating final contract terms. We ensure your community receives competitive banking services aligned with current market conditions.
We monitor interest rate trends and advise on portfolio positioning — recommending adjustments to maturities, allocations, and instruments as market conditions evolve. Our guidance is always grounded in your adopted investment policy and liquidity requirements.
We review collateralization arrangements for public deposits, verify compliance with applicable statutes, and work with depositories to ensure public funds are properly secured. We also evaluate eligible collateral and monitor market value of pledged securities.
Municipal treasuries operate within a complex web of legal requirements — from investment restrictions to collateralization mandates and public reporting obligations. Compliance failures can expose officials to personal liability and communities to significant financial risk.
We help municipalities build compliance frameworks that are proactive rather than reactive — establishing the policies, monitoring processes, and reporting structures that protect both public funds and the officials responsible for them.
We verify that all investments are authorized under applicable law and your adopted investment policy — reviewing holdings, instruments, and counterparties against permissible standards.
We prepare quarterly investment reports for governing body presentation, providing clear summary of portfolio holdings, performance, and compliance status in plain language.
We track collateralization requirements for all public deposits — verifying adequate coverage, monitoring collateral market values, and ensuring compliance with pledge agreements.
We coordinate with external auditors on treasury-related audit inquiries, prepare required investment disclosures, and ensure compliance with GASB reporting standards for investment activities.
Without dedicated treasury expertise, many municipalities default to conservative, low-yield instruments even when policy permits better alternatives. Cash sits in overnight funds or low-rate accounts while longer-term funds that aren't needed for months could be earning significantly more.
We provide the expertise to close that gap — safely, compliantly, and in full alignment with your governing body's directives.
We are not affiliated with any bank, broker, or investment firm. Our advice is not influenced by commissions or placement fees — only by your community's financial interests.
Most finance offices don't have dedicated treasury staff. We fill that gap — providing the specialized expertise your team needs without the cost of a full-time hire.
We ensure your elected officials receive the information they need to provide meaningful oversight of treasury operations — regular reporting, clear compliance summaries, and transparent performance metrics.
From a one-time policy review to ongoing monthly treasury management support, we design engagement structures that fit your community's size, capacity, and budget.
Whether you need a policy review, cash flow modeling, or comprehensive ongoing treasury support, we're ready to help your community manage public funds with greater confidence.
Start the Conversation